You can now purchase your favourite and coveted home theatre or hi-fi gear and pay in easy instalments using our EMI payment facility.
This EMI payment facility is offered by most credit card issuing banks in India.
How do EMIs on credit cards work?
Some card-issuing banks offer customers the option of paying their bills in EMIs (equated monthly instalments).
The EMI option is applicable on selected purchases or your total outstanding.
Interest rates
Please note that you will need to pay interest on the EMIs. The interest rates are generally lower than the credit card interest rates.
Processing charges or other fees may be applicable.
Tenure
Depending on your credit card issuing bank, tenures for credit card EMIs can range from 3 months to 36 months.
Eligibility
Most credit cardholders are eligible to the EMI facility. However, in certain cases, the credit card issuing bank may disapprove your EMI request. In such cases, you will need to contact your credit card issuing bank.
Please note that HiFiMART® or the payment gateway service provider will not be responsible if your EMI payment is disapproved.